Home Mortgage and Refinancing

Here’s a look at 4 reg flags that might indicate your financial habits are in turmoil and that your mortgage will be in trouble very soon. If any one of these describes your current situation this should raise concern. If you find yourself in a position where you’ve done more than one or all of [...]

Lately, I’ve been it the process of buying a new home and as part of that I’ve consider different types of mortgage programs that would best fit my situation.  One program I’ve been leaning towards a lot is the 15 year fixed mortgage rather than the traditional 30 year fixed mortgage.  So in this article [...]

Often when shopping for a mortgage loan, borrowers will hear the term conventional mortgage.  What exactly is a conventional mortgage?  What are the benefits of a conventional mortgage?  A conventional mortgage loan is simply a loan that is not FHA insured or guaranteed by the VA.  Within conventional loans there are conforming and non conforming [...]

SunTrust Mortgage rates are very low – as much as 0.125% below the industry norm on a 30 year loan, with a saving of as much as 0.063% lowers over a 15 year period. You won’t need me to tell you how much this can save you in interest payments over the life of the [...]

If you’re beginning the process of buying an apartment or a house, there are certain factors you can improve to get the best chance of your mortgages application being approved by the lender. Mortgage lenders take these factors into account when deciding whether or not to approve your loan, the type of mortgage you can [...]