Home Mortgage and Refinancing

Lately, I’ve been it the process of buying a new home and as part of that I’ve consider different types of mortgage programs that would best fit my situation.  One program I’ve been leaning towards a lot is the 15 year fixed mortgage rather than the traditional 30 year fixed mortgage.  So in this article [...]

Most people who are applying for a home loan have little experience doing the comparison shopping and filling out the paperwork that getting the best rates possible requires. The amount of work that goes into finding a loan that will offer you favorable terms can be absolutely staggering, particularly for those who are house hunting [...]

Now is the best time to find columbus mortgage rates, the rates are amongst the lowest that they ever have been and this means that you can get a home at a steal. The cost of a home will determine the amount of financial security that you have in the future. However, it has been [...]

Mortgage rates go up and mortgage rates go down. Mortgage rates can, and often do, change daily and evenly hourly. Why does this happen? In order to understand why mortgage rates fluctuate, it is important to understand the simple economic theory of supply and demand. This theory is more of an economic model. Supply and [...]

If you have not applied for a new home loan in quite some time, this article will explain the very basics of the home loan known as the fixed rate mortgage. This is a relatively easy mortgage to understand and is familiar to individuals who are purchasing or refinancing a home. As this is one of the biggest expenses you may encounter in your life, knowing a little about this type of mortgage will lay a foundation for you to be able to research both fixed rate mortgages as well as other mortgage products which have their foundation in this basic model.